How to Get the Most Out of Your NDIS Plan in Melbourne and Regional Victoria

Your NDIS plan is a tool to help you live the life you want. Whether you're in Dandenong, Sunbury, or suburbs like Shepparton and Keilor East, understanding your plan and using it fully is key to achieving your goals. 

Know Your Plan Structure 

NDIS funding is divided into Core Supports, Capacity Building and Capital Supports. Understanding what each category can be used for helps prevent underspending or missing out on valuable supports. For example, Core Supports might cover daily activities and support workers, while Capacity Building could fund therapy or social participation. 

Track Your Spending 

Regularly reviewing your budget helps avoid running out of funds or leaving large amounts unspent. Many participants underutilise their plans, especially in Capacity Building. Use simple tools or speak with a plan manager to stay on top of your budget. 

Match Spending to Your Goals 

Every part of your plan should help you move closer to your goals. Whether that’s joining a gym in Broadmeadows or attending a social group in Warragul, your spending should support the outcomes you identified when your plan was created. 

Use All Available Supports 

Don’t leave Capacity Building or Capital funds untouched. Ask your Support Coordinator if you’re unsure how to use them. In places like Mildura or Werribee, where services may be harder to find, your coordinator can help you get creative and access programs online or in nearby areas. 

Review What’s Working 

Check in regularly with your support team. If something isn’t working, speak up. Whether it’s a support worker not meeting your needs or a therapy that isn’t delivering results, it’s okay to change course. Your plan is there to serve you, not the other way around. 

Choose the Right Providers 

It’s important, that people understand the difference between a Registered Provider and an unregistered provider. A registered one is audited every 18 months and has far more safeguards in place to protect the client from harm or neglect. 

We recommend you ask these questions relating to safety on a program or do they have the adequate insurances in place to protect you the client and the worker on shift to ensure you are both protected.